The risk-data infrastructure for emerging technologies.
Luphra transforms operational telemetry from humanoid robots, embodied AI, autonomous systems and other emerging technologies into proprietary datasets, benchmarks and risk intelligence for insurers, brokers and technology companies. Emerging technologies are creating entirely new categories of risk, but the data required to understand them remains fragmented. Luphra captures, standardises and structures operational data into insurance-grade intelligence that enables better underwriting, benchmarking and future specialty insurance products.
Learn moreHumanoid robots are scaling fast, but without insurance, one failure can cost millions in damages, lawsuits, and lost trust.
$0T
Humanoid robot market opportunity by 2050
Morgan Stanley Research, 2025
0K
Projected global shipments in 2027
Goldman Sachs Research, 2025
0%
Drop in manufacturing costs since 2022
Goldman Sachs Research, 2024
The humanoid wave is coming.
Bank research points to millions of humanoid robots within a decade. Every one is an uninsured risk today.
50K humanoids are in active use today, with shipments up over 500% last year.
Annual shipments are projected to grow from 16K to 1.4M within a decade.
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Dedicated humanoid insurance products in the West today.
¥5,976.87
The first humanoid insurance claim, paid in China in 7 working days. Nothing like it exists in the US yet.
Frequently Asked Questions
What is humanoid robot insurance?
Humanoid robot insurance is an emerging category of coverage we're developing to protect businesses against financial losses caused by humanoid robots, including physical injury, property damage, unauthorized actions, and compliance failures.
How does it work?
Luphra is building specialty insurance for humanoid robots. We're developing cover for the robots your company deploys, so you're prepared when something goes wrong.
Why doesn't traditional insurance cover this?
Standard cyber, general liability, and E&O policies explicitly exclude or ambiguously handle humanoid robots. If a humanoid robot causes harm, your existing policy likely won't pay out. That's the gap we're working to close.
Is coverage available yet?
Not yet — we're still building. Join the waitlist and we'll keep you posted as our coverage for humanoid robots develops.
What will it cost?
Pricing isn't finalized yet. We expect it to reflect each robot's risk profile, so a stronger security posture should mean lower premiums.